Small business financing made easy
Let Smart Loan Hub help you get the right financing at the right time so you can achieve your business dreams.
INTEREST RATES
4.75% – 7.00%
LOAN AMOUNTS
$30,000 – $5 million
REPAYMENT TERMS
10 – 25 years
The smartest way to "yes"
Smart Loan Hub takes your business through the application process to help you get the best and lowest cost financing that meets your needs. Our experienced professionals use our unique technology platform to help match your loan application with the trusted bank most likely to fund your business. The select banks in our business lending network.
Smart Loan Hub helps small businesses grow
“Seeing our passion shared freely improves the ability for a small business owners to scale their growth with business loans is more than a job for us; it’s our life commitment. In to many instances small business owner’s don’t realize that their financial affairs aren’t in order until they are denied for loans. No one can do it alone, small business owner’s just as mega corporations need a team of experts.”
Smart Loan Hub helps small businesses grow
The right funding can help change the future of your business. Whether you are seeking an business loan, Bank Term loan, or a more custom financing option, our team of friendly professionals helps you find the right option for your individual situation. Best of all? Our single, streamlined application process can help you apply for the loan option for your needs.
What’s the difference between an SBA loan and a bank term loan?
An SBA loan, known as the “gold standard” in small business lending, is partially guaranteed by the government. This helps reduce the risk to banks so they are more likely to make a small business loan. SBA loans typically have lower interest rates and longer repayment terms. If you’re not eligible for an SBA loan or need funds more quickly, a bank term loan can be the right solution. These loans are often processed faster and have shorter repayment terms.
How much can I borrow?
SBA 7(a) Working Capital and Debt Consolidation loans from banks in the Smart Tax lending network are available from $30,000 to $350,000. SBA 7(a) Commercial Real Estate Loans are available from $500,000 to $5 million. Bank term loans have $30,000 to $350,00 loan amounts.
Will checking my rates affect my credit score?
No. In assisting you with your loan application, we initially conduct a soft credit pull that will not impact your credit score. However, after we refer you to the lender, the lender will request your full credit report from one or more consumer reporting agencies. This is considered a hard credit pull and can affect your score. This only happens after the lender receives your application and conducts their application review process.
How quickly will I receive my funds?
Once your application is approved by the lender, funds can be deposited into your bank account in as fast as 7 days.
Are there fees or other costs involved?
Smart Loan Hub helps you get to a “yes” by matching you to the banks in our network most likely to approve your loan application and helping you prepare and present your unique business credit story to those lenders. Retainer fee, loan origination, Bank closing fees and additional third-party report charges may also apply. Bank Term loans have a 3% packaging and 3% referral fee. Fees are an estimate and the actual amounts may vary. Fees are deducted from loan proceeds with exception of retainer fees as for we procure a varitey of lending solutions. For questions, please call us at 800-944-2070.